Benchmarks (as of 2024-09-04)

• Performance Comparison: ORCL has generally outperformed XLK over the past three years, with the exception of the 1-year period. This suggests that ORCL may be a more attractive investment for investors seeking long-term growth. However, it is important to note that ORCL's performance has been more volatile than XLK's, indicating that ORCL may be more susceptible to short-term market fluctuations.
• Risk and Return Analysis: ORCL has provided higher annualized returns than XLK over the past three years. However, ORCL has also been more volatile than XLK, as evidenced by its higher annualized volatility and maximum drawdown. This suggests that ORCL may be a riskier investment than XLK.
• Risk-Adjusted Performance: XLK has consistently offered a better risk-adjusted return than ORCL, as indicated by its higher Sharpe Ratio. This suggests that XLK may be a more attractive investment for investors seeking to maximize returns while minimizing risk. ORCL's lower beta suggests that it is less sensitive to market movements than XLK, indicating that ORCL may be a less risky investment for investors seeking to reduce their exposure to market volatility.
• Overall Assessment: ORCL has demonstrated strong historical performance, outperforming XLK over the past three years. However, ORCL's higher volatility and lower Sharpe Ratio suggest that it may be a riskier investment than XLK. Investors seeking long-term growth may find ORCL attractive, while investors seeking to maximize returns while minimizing risk may prefer XLK. ORCL's lower beta suggests that it is less sensitive to market movements than XLK, making it a potentially less risky investment for investors seeking to reduce their exposure to market volatility.

Peers Price History(as of 2024-09-04)

• Performance Comparison: ORCL has shown a mixed performance compared to its peers, NOW and PANW. While it has outperformed both companies over the long term (2 and 3 years), it has underperformed in the shorter term (1 year). This suggests that ORCL's performance may be more cyclical, potentially influenced by factors like economic conditions or industry trends.
• Risk and Return Analysis: ORCL has generally provided higher annualized returns than NOW and PANW over the past three years. However, it has also been more volatile, as evidenced by its higher annualized volatility and larger maximum drawdown. This suggests that while ORCL has the potential for higher returns, it also carries a higher risk profile.
• Risk-Adjusted Performance: ORCL's Sharpe Ratio has generally been higher than NOW and PANW, indicating better risk-adjusted returns. This suggests that ORCL has been able to generate higher returns while taking on less risk. However, it's important to note that the Sharpe Ratio has been volatile for all three companies, indicating inconsistency in risk-adjusted returns.
• Overall Assessment: ORCL appears to be a more mature company with a lower risk profile compared to its peers, NOW and PANW. While it has shown a mixed performance in recent years, its long-term performance has been strong, and it has consistently generated higher risk-adjusted returns. However, its higher volatility and larger maximum drawdown suggest that investors should be aware of the potential for significant price fluctuations.

Peers Fundamentals(as of 2024-05-31)

1. Market Position and Size:
   • ORCL is the largest company in the peer group, with a market cap more than twice the size of its closest competitor, NOW. This suggests that ORCL has a dominant market position within the technology services sector.
   • ORCL's market cap is significantly larger than its peers, and this is reflected in its financial performance. ORCL's revenue, EBITDA, and net income are all significantly higher than NOW and PANW. This suggests that ORCL's size and market position give it a significant advantage in terms of revenue generation and profitability.
2. Profitability and Efficiency:
   • ORCL's profitability metrics are generally higher than its peers and industry averages. ORCL's Gross Profit Margin, EBITDA Margin, and Net Profit Margin are all significantly higher than NOW, PANW, and the industry average. This indicates that ORCL is more efficient in converting revenue into profit.
   • ORCL's profitability is strong, even considering its size. ORCL's revenue is significantly higher than its peers, but its profitability metrics are also significantly higher. This suggests that ORCL is able to leverage its size to generate higher profits.
   • ORCL is overperforming in profitability metrics compared to both peers and industry standards. This suggests that ORCL has a strong competitive advantage in terms of profitability.
3. Financial Health and Stability:
   • ORCL's liquidity position is relatively weak compared to its peers and the industry average. ORCL's current and quick ratios are significantly lower than the industry average, suggesting that it may have difficulty meeting its short-term obligations.
   • ORCL's debt position is significantly higher than its peers and the industry average. ORCL's high debt levels could pose a risk to its financial stability, particularly if interest rates rise or its earnings decline.
   • ORCL's overall financial health is strong, but it faces some challenges. ORCL has a dominant market position, strong profitability, and strong cash flow generation. However, its growth rates are lower than its peers, and its high debt levels could pose a risk to its financial stability.
4. Valuation and Market Perception:
   • ORCL's valuation is relatively low compared to its peers and the industry average. ORCL's valuation metrics suggest that the market is valuing ORCL at a discount to its peers and the industry average. This could be due to concerns about ORCL's growth prospects, profitability, or financial stability.
5. Cash Flow and Capital Management:
   • ORCL's cash flow generation strength is strong relative to its size, peers, and industry norms. ORCL's cash flow metrics are significantly higher than its peers, even though it is a much larger company. This suggests that ORCL is able to effectively manage its operations to generate strong cash flows.
6. Growth and Future Prospects:
   • ORCL's growth rates are generally lower than the peer group average. ORCL's sales, EBITDA, net income, and basic earnings per share have all grown at a slower pace than the peer group average over the past year and five years. This suggests that ORCL is facing challenges in maintaining its growth momentum.
   • ORCL's growth rates have been relatively stable over the past five years. ORCL's year-over-year growth rates have not shown significant fluctuations, with the exception of net income and basic earnings per share, which have experienced significant volatility. This suggests that ORCL's growth is relatively consistent, but it is also facing challenges in maintaining its profitability.
   • ORCL's 3-year CAGR figures are generally lower than its 5-year CAGR figures. This suggests that ORCL's growth has been decelerating over the past few years. This could be due to a number of factors, such as increased competition, economic headwinds, or a shift in its business strategy.
   • ORCL's growth is concentrated in specific areas. ORCL's free cash flow and free cash flow margin have grown at a faster pace than its other metrics. This suggests that ORCL is able to generate strong cash flows, even though its overall growth is relatively slow.
   • ORCL's growth profile is mixed. ORCL is able to generate strong cash flows, but its overall growth is relatively slow. This suggests that ORCL is facing challenges in maintaining its growth momentum, but it is still able to generate strong cash flows.
7. Potential for Investment:
   • ORCL is a large, established company with a strong track record of profitability and cash flow generation. However, its growth rates are lower than its peers, and its high debt levels could pose a risk to its financial stability. Investors should consider these factors when evaluating ORCL's investment attractiveness.
8. Key Risks and Considerations:
   • ORCL's high debt levels could pose a risk to its financial stability, particularly if interest rates rise or its earnings decline.
   • ORCL's slower growth rates compared to its peers could indicate challenges in maintaining its competitive position and market share.
   • The market's perception of ORCL's valuation at a discount to its peers could reflect concerns about its future growth prospects, profitability, or financial stability.
9. Overall Assessment:
   • ORCL is a financially strong company with a dominant market position and a strong track record of profitability and cash flow generation. However, its growth rates are lower than its peers, and its high debt levels could pose a risk to its financial stability. Investors should carefully consider these factors when evaluating ORCL's investment potential.